How do I qualify for Pell Grants? – Federal Government Grants

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Pell Grants are only available to borrowers in the continental United States. To apply, applicants must:

Complete the Direct Loan Application

Be a U.S. Citizen or Permanent Resident

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Be able to verify Social Security income

Be ages 17 to 30 (must be over 30 years old for FAFSA, SAT & ACT)

Have graduated from high school or completed a 4-year college or the equivalent

Be living with at least one or more parents

Have an estimated monthly payment of not more than $4,050, plus the cost of tuition

Be in good moral standing

Have already been receiving public assistance (SNAP, SSI, state and federal public housing assistance and Medicaid) for at least 12 months

Be not incarcerated or receiving public assistance

Be currently employed and actively participating in the work force

Are not currently enrolled in federal student aid

If the applicant has a dependent student, the applicant will need to report that information as well.

All applicants will be reviewed as the application process moves along. You may have to resubmit your application and complete supplemental questions.

How do I know if I qualify for Pell Grants?

Please read the P.E.I. Loan Program Application FAQ for eligibility information. There may be extra questions you need to answer as a result of your application.

Can I apply for Pell Grants if I have no credit score?

In most cases, yes. There are no restrictions on Pell Grants if you have a score above 720 on your credit report. If you have a score of 850-955, you should apply for a grant only if you have no other eligibility for financial aid.

What if I am a first-time borrower and I need to apply for my loans?

If you have an outstanding balance on your federally guaranteed student loan that you cannot pay, please contact the Office of Financial Aid to apply for a loan.

You will not need to file an application and you will be able to apply until your debt is fully paid.

Where can I obtain basic financial help for my family?

The federal government helps people pay for college. These include financial aid, loans and grants. You can access more information about the programs in P.E.I.

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